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Funding

Whether you're looking for startup capital or considering a loan to finance the expansion of your business, a variety of opportunities are available.
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Find Funding Fit for Your Business

Answer just a few questions, and we'll find programs you may be eligible for.
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Return and Earn: Employer Grants for Hiring Unemployed

Rolling Application

Deadline:

Start Date:

Eligibility

  • Have 100 or fewer employees
  • Be registered with the State of NJ
  • Plan to provide substantive on-the-job training at your location or use approved virtual training that results in skill badges or industry-recognized credentials

Benefits

  • Employers can receive up to 50% wage subsidy for up to 6 months (with cap of $10,000 per employee and total cap of $40,000 across all employees)
  • Employees can receive $500 incentive for re-entering the workforce and receiving training from businesses with 100 or fewer employees

All Industries
Grant
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SBIR/STTR Direct Financial Assistance Program

Rolling Application

Deadline:

Start Date:

Eligibility

Both Direct and Bridge Funding grants have the following requirements:

  • May not be a nonprofit business
  • Applicants must be in good standing with the New Jersey Department of Labor (DOL) and the New Jersey Department of Environmental Protection (DEP)
  • Provide a current New Jersey Tax Clearance Certificate listing the New Jersey Commission on Science, Innovation and Technology (CSIT)
  • Have a minimum of one full-time employee (working a minimum of 35 hours per week)
  • 50% or more of the cumulative hours worked by all employees, founders, and contractors must be conducted in New Jersey
  • The primary place of performance on the Federal SBIR/STTR grant or contract award must be a New Jersey address
  • Be a recipient of a Federal SBIR/STTR Phase I, Fast Track, or Direct to Phase II grant or contract award within the last two years prior to the issuance of this Notice of Funding Availability
  • The applicant cannot have been awarded more than five Federal SBIR/STTR grants or contracts (Phase I, Fast-track, Direct to Phase II combined) throughout the lifetime of the company

Benefits

  • $25,000 Direct Funding for SBIR/STTR Phase I, Fast Track, or Direct to Phase II award/contract winners
  • $50,000 Bridge Funding for SBIR/STTR Phase II applicants

Accommodation and Food Services
Agriculture, Forestry, Fishing and Hunting
Administrative and Employment Services
Arts, Entertainment, and Recreation
Clean Energy
Technical Assistance
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School and Small Business Energy Efficiency Stimulus Program

First Come, First Serve

Deadline:

Start Date:

Eligibility

Any small New Jersey business with the following can apply:

Benefits

Each program provides grants to cover 75% of eligible project costs, with a cap of up to $500,000 per business, per program with two tiers of incentive caps.

  • Tier 1 provides $500,000 per entity combined HVAC and Plumbing & Appliances Programs if the business is in a municipality with less than 50,000 residents
  • Tier 2 provides $500,000 per entity per HVAC and per Plumbing & Appliance Programs if the business is in a municipality with more than 50,000 residents

Educational Services
Other Services
Real Estate and Leasing
Clean Energy
Construction
Grant
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Small Business Fund

Rolling Application

Deadline:

Start Date:

Eligibility

  • Small businesses must be in operation for at least 1 full year and nonprofits in operation for at least 3 full years
  • The business or nonprofit must not have more than $3M in total revenue

Benefits

Businesses receive financing up to $500,000.

Accommodation and Food Services
Administrative and Employment Services
Agriculture, Forestry, Fishing and Hunting
Arts, Entertainment, and Recreation
Clean Energy
Loan
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Small Business Improvement Grant

First Come, First Serve

Deadline:

Start Date:

Eligibility

  • Small businesses and nonprofits in the process of making improvements to their business with a minimum expense of $5,000
  • Rent or own and operate from a facility
  • Meet SBA definition of a small business

Benefits

Grants are equal to 50% of eligible total project costs up to $50,000.

Accommodation and Food Services
Administrative and Employment Services
Agriculture, Forestry, Fishing and Hunting
Arts, Entertainment, and Recreation
Clean Energy
Grant
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Small Business Lease Grant

First Come, First Serve

Deadline:

Start Date:

Eligibility

Small businesses and nonprofits must be entering a new market-rate lease, lease amendment, or lease extension for at least a 5-year term that includes at least 250 square feet of street-level space.

Benefits

Business receive two grant awards of 20% of the annual lease payment.

Accommodation and Food Services
Administrative and Employment Services
Agriculture, Forestry, Fishing and Hunting
Arts, Entertainment, and Recreation
Clean Energy
Grant
Deadline Approaching
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Tax Credit for Hiring Veterans and Other Target Groups

Rolling Application

Deadline:

Start Date:

Eligibility

The business must be registered in New Jersey.

Benefits

The tax credit ranges from $2,400 to up to $9,600 per employee hired.

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Tax Credit
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Technical Assistance Grants

Rolling Application

Deadline:

Start Date:

Eligibility

  • Be a nonprofit community group
  • At least one member of the community group must live in the neighborhood in which the site is located
  • Be incorporated or in the process of incorporating

Benefits

  • Maximum of $10,000 for a single Remedial Investigation (RI)
  • Maximum of $10,000 for a single Remedial Action (RA)

All Industries
Grant
Deadline Approaching
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The Federal Bonding Program: Assurance for Hiring Risk Workers

Rolling Application

Deadline:

Start Date:

Eligibility

The business must be registered in New Jersey.

Benefits

Businesses receive up to $25,000 in a federal bond insuring employers against theft, forgery, larceny, or embezzlement for a term of 6 months.

All Industries
Hiring & Employee Training Support
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The Small Business Bonding Readiness Assistance Program

First Come, First Serve

Deadline:

Start Date:

Eligibility

Small businesses, with particular emphasis on minority- and women-owned businesses, may apply.

Benefits

Program includes a comprehensive series of classes, workshops, and strategic counseling sessions covering a variety of topics relevant to small businesses in all sectors.

Accommodation and Food Services
Administrative and Employment Services
Agriculture, Forestry, Fishing and Hunting
Arts, Entertainment, and Recreation
Clean Energy
Technical Assistance
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